Siyan Inshorar Rayuwa Ga mahimmin Otherayanku: Abin da kuke Bukatar Ku sani

Cutar ta COVID-19 da ta zama annoba ta sa mutane da yawa suna tunani game da haɓaka tsaro na kuɗi. Inshora na rayuwa yana taimakawa shirya don kashe kuɗaɗe. Yana bayar da tsaro, tare da kwanciyar hankali sanin cewa ƙaunatattun zasu iya kula da kansu. Samun tsarin inshorar rai zai iya taimaka muku daga ƙarancin biyan bukatun kuɗi. Idan baku da tarin kuɗi kwance, yana da kyau ku fitar da tsarin inshora. Yi shi don kanku ko mahimmancinku. Wannan yawanci abu ne mai sauki.

Idan kun kasance cikin dangantaka mai mahimmanci kuma kuna damuwa game da jin daɗin rabinku, ku tabbata an kiyaye su daga ra'ayin kuɗi. Zai yiwu ku sayi inshorar rai don wani kuma ku sanya kanku a matsayin mai cin riba idan kuna da sha'awar da ba za a iya shawo kansa ba.

Mene ne sha'awar da ba za a iya magance shi ba?

Idan baku taɓa cin karo da batun “sha’awar da ba za a iya magancewa ba” a baya, kuna buƙatar sanin cewa wani nau'in saka hannun jari ne wanda ke kare ku daga asarar kuɗi. Exactlyari mafi dacewa, zaku iya ɗaukar ɗaukar hoto game da abubuwan mamaki kamar mutuwa, asara, da sauransu. Don haka, idan kun gamu da sakamakon kuɗaɗen sakamako sakamakon mahimmancin rayuwar ku, kuna karɓar kuɗi daga kamfanin inshorar. Dole ne a biya hankali ga gaskiyar cewa haramun ne ga masu inshora su sayar da manufofi ga wani ba tare da wannan sha'awar ba. Dole ne a sami halattaccen dalili don inshorar wannan mutumin.

A zahiri, wannan yana nufin ma'auni na kayan duniya na mutum a cikin inshora. Masuarren inshorar inshora sune inshora. Game da inshorar dukiya, ana nuna ribar da ake ciki a darajar inshorar inshora.

Kamar yadda zaku iya tunanin, ana buƙatar hujja ta sha'awa mara izini yayin aiwatar da aikace-aikacen da siyan manufofin ɗaukar hoto. Don tabbatar da cewa sha'awar da ba za a iya warwarewa ba ta kasance, kamfanin inshorar zai yi cikakken tattaunawa tare da mai manufar, mai cin riba, da inshorar. Za su tantance idan akwai dangantaka ta gaske a inda za a yi asara lokacin da mutumin ya mutu, ko ta yanayi ne na motsin rai ko na kuɗi. Idan sha'awa mara izini ba ta kasance a lokacin sayan ba, kamfanin inshora bai zama wajibi ya biya kuɗin daga manufar ba - a wata ma'anar, don cika wajibinta, kamar yadda aka yarda.

Nau'ikan manufofin inshorar rai don manyan mutane

Kuna iya samun inshorar rayuwa don sauran rabin idan kuna da sha'awar da ba za a iya shawo kansa ba. Idan mahimmin ɗan'uwanku yana shirye ya hau kan gudummawar aiki, wannan ya fi kyau. Siyan inshorar rai wani ɓangare ne na babban shirin kuɗi.  Nawa inshorar rayuwa zata samu   wani lamari ne da ya cancanci a kula sosai. Auki lokaci don fahimtar yadda ɗaukar hoto zai fi dacewa ga yanayinku na musamman.

Akwai nau'ikan manufofin inshorar rai a kasuwa, don haka kuna buƙatar yin zaɓi mai kyau. A yanzu haka, za mu mai da hankalinmu kan samfuran shahararru guda biyu: inshorar rai gaba ɗaya da inshorar rayuwa. Zai iya zama kalubale sanin yadda zaka zabi nau'in inshorar rayuwa daidai.

Duk inshorar rayuwa

In spite of the fact that it is a little bit more expensive, whole life insurance guarantees that there will be a payout if the person passes away within the specified term of the contract as long as the premiums are paid on time. if your other half does not want to pay for the life insurance policy, you will have to take up this responsibility to ensure that the policy remains in effect. Duk inshorar rayuwaincludes a savings component, which translates into the fact that it accumulates cash value. You can withdraw money from the cash value if you decide to put an end to the policy.

Inshorar rayuwa

Inshorar rayuwais the most common way of protecting a significant other financially. What happens is that you buy life insurance coverage for a certain number of years (10, 20, 30, etc.). The premiums are relatively low, so it is the most affordable option on the market. You can obtain significant amounts of coverage for reasonably low costs. The percentage of individuals who get approved for term life insurance is relatively high. If you meet the necessary requirements, you are good to go.

Yadda zaka sami inshorar rayuwa don mahimmancinka

Ba daga cikin talakawa bane cewa kuna son siyan inshorar rai ga ƙaunataccenku. Idan wani abu zai faru, manufofin zasu tabbatar da cewa baku shiga bashi ba bayan da kuka rasa kudaden shiga da kuka saba. Kada ku damu idan ba ku cancanci inshora ta al'ada ba saboda akwai samfuran da yawa waɗanda ke ba da sassauƙa. Komawa kan batun, kar ku ɓata wani lokaci, kuma ku shirya abubuwan da suka dace. Wannan shine abin da kuke buƙatar yin, asali.

Kulla dangantaka da kamfanin inshorar ku wanda ya wuce lambobi da tattaunawa. Haɗu cikin mutum kuma ku sami kuɗi. Bincike yawan gasa masu bincike kafin lokaci, ku san abubuwan da kuke so da bukatun ku, kuma ku shirya tambayoyin ku. Asesara muku rashin daidaito na samun kuɗin da kuke so.

Ba lallai bane ku bi duk mai inshorar daban-daban. Idan kana son tabbatarwa cewa kana samun mafi kyawun ciniki, yi amfani da gidan yanar gizon kwatancen, wanda ke kawar da tunanin daga aikin. Nan da nan zaku sami damar yin amfani da ƙididdigar kamfanin inshora da yawa don taimaka muku a cikin aikin.

Kamfanin inshorar ya taimaka kare abubuwan da kake so. Kuna iya yanke shawara game da wane nau'in inshora ya zama dole. Za ku sami ɗaukar hoto a mafi kyawun farashi, don haka ba za ku rasa mafi kyawun samfurin ba a wani wuri. Bugu da ƙari, mai ba da inshorar zai taimaka muku fahimtar ayyukanku.

A ƙarshe duk da haka mahimmanci, ba za ku iya ɗaukar tsarin inshorar rai ba tare da sanar da abokin tarayya ba. Ana buƙatar yarda, ba tare da ambaton cewa wajibi ne a yi gwajin likita ba. Idan kun ci gaba da shirin duk da haka, kuna cikin haɗarin aikata wani abu ba bisa doka ba. Kasancewa tare da mahimmancinku a duk cikin aikin aikace-aikacen ya zama dole har ma ana so. Kwatanta maganganun daga kamfanoni daban-daban don samun ra'ayin zaɓin ku kuma ku tuna cewa bayanin iko ne.